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  Home » Deposit Schemes » Term Deposits

Term Deposits

Fixed deposit scheme                  

  • Term deposit scheme with quarterly interest  drawal facility.             
  • Monthly interest drawal facility is also  available at the option of the customer at discounted rate of interest.             
  • Deposit can also be made for minimum period of  15 days.             
  • Maximum period of deposit is 120 Months.               
  • Senior citizens will be allowed 0.5% extra rate  of interest.             
  • Nomination facility available.                  

Kalpalatha term deposits /  Gouthami Term Deposits                      

  • Term deposit scheme with reinvestment of  interest quarterly.             
  • Minimum period           6  Months             
  • Maximum  period          120 Months             
  • Senior citizens will be allowed 0.5% extra rate  of interest.             
  • Nomination facility available.                    

Tax saver term deposit                        

  • Term deposit scheme with tax exemption facility  upto Rs.1,00,000.00 under 80 CC of IT Act.             
  • Minimum period is 60 Months.             
  • No premature cancellation and no deposit loan  allowed on the deposit.             
  • Senior citizens will be allowed 0.5% extra rate  of interest.             
  • Nomination facility available.                   

Recurring deposit                   

  • Term deposit scheme with fixed monthly  installments payment facility.             
  • Minimum period              6  Months.             
  • Maximum  period          120 Months.             
  • Senior citizens will be allowed 0.5% extra rate  of interest.             
  • Nomination facility available.

RD PLUS

   A new Scheme RD Plus is introduced in our Bank Major advantages in this Scheme are,

  • Depositor can invest upto 10 times of the core installements in a calender month.
  • The Core installment should be in the multiples of Rs.100/- upto a maximum of Rs.1,00,000/-.
  • The Period of Deposit may vary from 6 months to 60 months.
  • Interest will be paid on daily products.
  • Nomination facility available.
  • Senior citizens will be allowed 0.5% extra rate of interest.

               

           

 

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