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  Home » Financial Results » Mar'09 Results

Mar'08 Results
Amt in Rs.000's
 SCHEDULE I - CAPITAL
Particulars
31.03.2008
31.03.2007
    Authorised Capital 500000 Shares
    of Rs.100 each.
50,000
50,000
    Issued,Subscribed & Paid up 
    Capital 200000 Shares of 100/- each
20,000
20,000
    Share Capital Deposit
54,422
54,422
TOTAL
74,422
74,422
SCHEDULE 2   RESERVES & SURPLUS   
Particulars
31.03.2008
31.03.2007
I  Statutory Reserves
     A. Opening Balance 
89,250
79,250
     B. Additions during the year
17,000
10,000
II Capital Reserve
24,000
24,000
III Share Premiem
IV Revenue and Other Reserves
     A. General Reserve
       a. Opening balance
354,593
314,593
       b. Additions during the year
63,000
40,000
V. Balance in Profit & Loss A/c 
5,733
1,553
Total
553,576
469,396
SCHEDULE-3  DEPOSITS
Particulars
31.03.2008
31.03.2007
A. I.  Demand Deposits
       I) From Banks
NIL
      ii) From Others
157,999
196,895
   II.  Savings Bank Deposits
1,301,235
1,167,824
  III. Term Deposits
       I) From Banks
      ii) From Others
2,852,756
2,202,217
                TOTAL
4,311,990
3,566,936
SCHEDULE -4-BORROWINGS
Particulars
31.03.2008
31.03.2007
I  Borrowings in INDIA
   i  Reserve Bank of India
Nil
   ii Other Banks -Andhra Bank
702,024
383,540
   iii Other Inst. & Agencies
718,521
1,029,694
 
TOTAL
1,420,545
1,413,234
CHAITANYA GODAVARI GRAMEENA BANK, HEAD OFFICE, GUNTUR
SCHEDULE- 5
OTHER LIABILITIES AND PROVISIONS
 
PARTICULARS 
31.03.2008
31.03.2007
I.   Bills payable
48,587
19,919
II.  Inter-Office adjustments (Net)
NIL
III. Interest Accrued
19,461
13,910
IV.. Others (Including provisions)
250,920
170,812
              TOTAL
318,968
204,641
SCHEDULE-6
PARTICULARS 
31.03.2008
31.03.2007
Cash & Bank balances with RBI
I.  Cash on Hand
90,945
138,920
II.Balances with Reserve Bank of India
   I. In Current Account
306,998
197,382
  ii. In Other Accounts
             TOTAL
397,943
336,302
SCHEDULE - 7
Particulars
31.03.2008
31.03.2007
BALANCES WITH BANKS AND MONETY AT CALL & SHORT NOTICE
1. IN INDIA
i    Balances with Banks
         a) in Current Account
108,526
97,791
         b) in Other Deposit Accounts
100,800
129,880
ii   Money at Call  &  Short Notice.
NIL
TOTAL
209,326
227,671
SCHEDULE - 8  INVESTMENTS
Particulars 
31.03.2008
31.03.2007
I . INVESTMENTS IN INDIA
  i.  Govt. Securities
972,331
779,859
 ii.  Other Approved Securities
7,500
 iii. Shares
Nil
 iv. Debentures & Bonds
120,000
125,000
  v.  Others
Nil
            TOTAL
1,092,331
912,359
Gross Investments
1,136,869
946,289
Less: Amortisation
44,538
33,930
Net Investments
1,092,331
912,359
CHAITANYA GODAVARI GRAMEENA BANK, HEAD OFFICE, GUNTUR
SCHEDULE - 9   ADVANCES
PARTICULARS
31.03.2008
31.03.2007
A.  I.  Bills Purchased
5,064
5,440
     II.  Cash Credits, Over drafts and Loans
3,137,794
          repayable on demand
2,621,567
     III.  Term Loans
1,617,317
1,369,317
TOTAL OF A 
4,760,175
3,996,324
 
B.  I. Secured by Tangible Assets 
4,692,140
3,927,064
     II. Covered by Banks/Govt. guarantees
NIL
    III. Unsecured 
68,035
69,260
TOTAL OF B
4,760,175
3,996,324
 
C. I. Advances in India
     a. Priority Sector
4,006,262
3,537,550
     b. Public Sector
NIL
     c. Banks
NIL
     d. Others
753,913
458,774
TOTAL OF C.I
4,760,175
3,996,324
 
C.II. Advances outside India
NIL
TOTAL OF C.I & C.II.
4,760,175
3,996,324
SCHEDULE - 10 FIXED ASSETS
PARTICULARS
31.03.2008
31.03.2007
I   Premises
NIL
II    Other Fixed Assets
     At cost as on 31st March of the Previous year
50,028
45,199
     Add: Additions during the year
12,040
6,191
     Less: Deductions during the year
1,634
1,362
     At cost at the end of the year
60,434
50,028
     Less: Depreciation to date
39,380
35,455
                      TOTAL      
21,054
14,573
SCHEDULE-11
Particulars
31.03.2008
31.03.2007
OTHER ASSETS
  I   Inter office Adjustments (Net)
16
13,172
 II  Interest Accrued
69,121
188,153
III Tax paid in Advance/TDS
65,053
23,918
IV Stationery & Stamps
3,368
2,818
V   Non Banking Assets Acquired
NIL
 IV  Others     
61,114
13,339
          TOTAL
198,672
241,400
 
SCHEDULE-12 CONTINGENT LIABILITIES
Particulars
31.03.2008
31.03.2007
1.Guarantees given on behalf of constituents
40,836
51,771
2.Bills for collection 
44,028
37,977
             TOTAL
84,864
89,748
 
SCHEDULE-13     INTEREST EARNED 
Particulars
31.03.2008
31.03.2007
  I. Interest/Discount on Advances/Bills
479,503
389,908
 II. Income on Investments
86,664
72,585
III. Interest on balances with RBI
5,428
2,650
      and other Inter-Bank funds
          TOTAL
571,595
465,143
SCHEDULE-14
Particulars 
30.03.2008
31.03.2007
OTHER INCOME
I.  Commission & Exchange Brokerage 
9,436
8,661
II.  Profit on sale of Bank Assets
14
28
III Profit Revaluation of Investments
   Amortisation
-10,607
III. MIscellaneous 
72,097
22,826
      TOTAL
70,940
31,515
SCHEDULE-15
Particualrs
31.03.2008
31.03.2007
INTEREST EXPENDED
I.   Interest on deposits
225,158
164,140
II.  Interest on RBI/Inter-Bank Borrowings
32,812
19,703
III. Others - NABARD
49,952
47,953
            TOTAL
307,922
231,796
SCHEDULE-16
Particulars
31.03.2008
31.03.2007
OPERATING EXPENCES
I.   Payments to & provisions for 
119,939
112,962
     employees
II.  Rent, Taxes & Lighting
7,420
7,319
III. Printing & Stationery
2,519
1,912
IV.Advertisements & Publicity
457
314
V. Depriciation on Bank's property
5,026
7,400
VI.Directors' fees & allowances and
21
    expenses
VII.Auditors fees and expenses
397
474
VIII.Law charges
273
297
IX.  Postage, telegrams, telephones
735
880
X.   Repairs and Maintenance
2,206
1,098
XI.  Insurance
6,115
4,390
XII. Other Expenditure
26,384
13,282
           TOTAL
171,492
150,328

 

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