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  Home » Loan Schemes » Non Agricultural Loans » Self Help Group Loans


LOANS TO SHGs /VOs:          

Loans  provided by banks to SHGs and to VOs/NGOs for on-lending to SHGs/members of  SHGs/discreet individuals or small groups which are in the process of forming  into SHGs will be permitted.        

Loan amount:  Loans are allowed to SHGs up to a maximum of Rs.15.00 lakh per group. The ratio  of the loan amount to the Corpus of the group shall not be more than 5.        

Only  ‘A’ rated groups are to be financed.

Repayment:  36 to 60 Equated Monthly Installments.          

  Cash credits to our SHGs is implemented in our Bank as per NABARD guidelines.    





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